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Here's the proof-of-concept exploit. i'm posting this ONLY so you can understand it and study the vulnerability so you can better protect your online payment gateways and your e-commerce sites.
This is NOT to be used maliciously, and i am not responsible if anyone misuses it!
https://www.mediafire.com/file/hk9ioxd3d23ykaw/GiftCardExploit.pdf/file